# UNITED COMMUNITY BANKS INC (UCB) — merger/definitive [pending]
Source: SEC API (secapi.ai) · situation sit_24f485e1b0a6c7129f1d · retrieved 2026-08-11T16:13:58.122Z

## Overview
United Community Banks, Inc. is a state commercial bank holding company incorporated in Georgia, with headquarters in Greenville, South Carolina.

United Community Banks, Inc. announced a merger agreement with Peach State Bancshares, Inc. The transaction is expected to achieve legal close in Q3 2026, subject to regulatory approval. System conversion is scheduled for Friday, February 12 through Tuesday, February 16, 2027. The filing is a Form 425 (prospectus/communication to shareholders) dated June 4, 2026.

## Terms
- Counterparty: Peach State Bancshares, Inc.

## Key dates
- Announced 2026-07-17 · Expected close 2026-09-30

## Timeline
- 2026-06-04 · 425 (0000857855-26-000044): 425 - UNITED COMMUNITY BANKS INC — *United Community Banks, Inc. is a state commercial bank holding company incorporated in Georgia, with headquarters in Greenville, South Carolina.* United Community Banks, Inc. announced a merger agreement with Peach State Bancshares, Inc. The transaction is expected to achieve legal close in Q3 2026, subject to regulatory approval. System conversion is scheduled for Friday, February 12 through Tuesday, February 16, 2027. The filing is a Form 425 (prospectus/communication to shareholders) dated June 4, 2026.
  https://www.sec.gov/Archives/edgar/data/857855/0000857855-26-000044.txt
- 2026-07-17 · 425 (0000857855-26-000060): 425 - UNITED COMMUNITY BANKS INC — *United Community Banks, Inc. is a state commercial bank holding company based in Greenville, South Carolina.* United Community Banks, Inc. announced a merger agreement with Peach State Bancshares, Inc. The transaction is expected to close on August 3, 2026, with a systems conversion scheduled for February 12–16, 2027. The filing includes employee benefits transition details and customer communications materials related to the merger.
  https://www.sec.gov/Archives/edgar/data/857855/0000857855-26-000060.txt

## Citations
- 0000857855-26-000044 — https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&type=&dateb=&owner=include&count=40&search_text=000085785526000044
- 0000857855-26-000060 — https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&type=&dateb=&owner=include&count=40&search_text=000085785526000060