# Figure Technology Solutions, Inc. (FIGR) — capital_raise/private_placement [completed]
Source: SEC API (secapi.ai) · situation sit_bc5421cc07c22e9f9173 · retrieved 2026-08-11T16:12:42.947Z

## Overview
Figure Technology Solutions, Inc. is a loan broker engaged in financial services and marketplace lending.

Figure Technology Solutions, Inc. closed its offering of $600 million principal amount of 8.500% Senior Notes due July 31, 2031 on July 14, 2026. The Notes were issued pursuant to an indenture dated July 14, 2026 among the Company, certain of its domestic wholly-owned subsidiaries as guarantors, and Wilmington Trust, National Association, as trustee. The Notes accrue interest at 8.500% per annum, payable semiannually in arrears on January 31 and July 31 of each year, beginning January 31, 2027. The Notes are fully and unconditionally guaranteed on a senior, unsecured basis by the Guarantors.

## Terms
- Counterparty: Wilmington Trust, National Association (as trustee); qualified institutional buyers · Deal value: $600.0M · Consideration: cash

## Key dates
- Announced 2026-07-09 · Expiry 2031-07-31 · Expected close 2026-07-14 · Completed 2026-07-14

## Timeline
- 2026-07-09 · 8-K (0000950103-26-010474): 8-K - Figure Technology Solutions, Inc. — *Figure Technology Solutions, Inc. is a blockchain-native capital marketplace that connects origination, funding, and secondary market activity for tokenized assets, including loan origination systems and capital marketplaces; the company is the market leader in real-world asset tokenization and the largest non-bank provider of HELOCs.* Figure Technology Solutions, Inc. announced on July 9, 2026 the pricing of a private offering of $600 million in aggregate principal amount of 8.500% senior notes due 2031. The Notes will be sold at 100% of principal amount and are expected to close on July 14, 2026, subject to customary closing conditions. The offering is expected to result in approximately $587.5 million in net proceeds after deducting initial purchasers' discounts, commissions, and estimated offering expenses. Figure intends to use the net proceeds to fund cash consideration for the acquisition of Kiavi, Inc., for general corporate purposes, and to pay fees and expenses related to the offering. The completion of the Notes offering is not conditioned on completion of the Kiavi Acquisition.
  https://www.sec.gov/Archives/edgar/data/2064124/0000950103-26-010474.txt
- 2026-07-14 · 8-K (0000950103-26-010619): 8-K - Figure Technology Solutions, Inc. — *Figure Technology Solutions, Inc. is a loan broker engaged in financial services and marketplace lending.* Figure Technology Solutions, Inc. closed its offering of $600 million principal amount of 8.500% Senior Notes due July 31, 2031 on July 14, 2026. The Notes were issued pursuant to an indenture dated July 14, 2026 among the Company, certain of its domestic wholly-owned subsidiaries as guarantors, and Wilmington Trust, National Association, as trustee. The Notes accrue interest at 8.500% per annum, payable semiannually in arrears on January 31 and July 31 of each year, beginning January 31, 2027. The Notes are fully and unconditionally guaranteed on a senior, unsecured basis by the Guarantors.
  https://www.sec.gov/Archives/edgar/data/2064124/0000950103-26-010619.txt

## Citations
- 0000950103-26-010474 — https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&type=&dateb=&owner=include&count=40&search_text=000095010326010474
- 0000950103-26-010619 — https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&type=&dateb=&owner=include&count=40&search_text=000095010326010619