# AMERICAS CARMART INC (CRMT) — capital_raise [announced]
Source: SEC API (secapi.ai) · situation sit_c06b028aba14f3dafd2d · retrieved 2026-08-11T15:50:21.235Z

## Overview
America's Car-Mart, Inc. operates automotive dealerships in 12 states and is one of the largest publicly held automotive retailers in the United States focused exclusively on the integrated auto sales and finance segment of the used car market.

America's Car-Mart Inc. amended its Credit and Guaranty Agreement with senior secured term loan lenders on June 19, 2026, obtaining covenant relief and a defined runway to evaluate strategic and financing alternatives. The amendment provides specific milestones the company must satisfy. As of the June 30, 2026 testing date, the company was in compliance with all applicable covenants. The company faces substantial doubt about its ability to continue as a going concern due to its substantial indebtedness, liquidity position, and uncertainties associated with satisfying the amendment milestones and securing additional financing.

## Terms
- Counterparty: Senior secured term loan lenders

## Key dates
- Announced 2026-07-14

## Timeline
- 2026-07-14 · 8-K (0001171843-26-004623): 8-K - AMERICAS CARMART INC — *America's Car-Mart, Inc. operates automotive dealerships in 12 states and is one of the largest publicly held automotive retailers in the United States focused exclusively on the integrated auto sales and finance segment of the used car market.* America's Car-Mart Inc. amended its Credit and Guaranty Agreement with senior secured term loan lenders on June 19, 2026, obtaining covenant relief and a defined runway to evaluate strategic and financing alternatives. The amendment provides specific milestones the company must satisfy. As of the June 30, 2026 testing date, the company was in compliance with all applicable covenants. The company faces substantial doubt about its ability to continue as a going concern due to its substantial indebtedness, liquidity position, and uncertainties associated with satisfying the amendment milestones and securing additional financing.
  https://www.sec.gov/Archives/edgar/data/799850/0001171843-26-004623.txt

## Citations
- 0001171843-26-004623 — https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&type=&dateb=&owner=include&count=40&search_text=000117184326004623